Welcome to World Trust Bank (“we,” “our,” “us”). By accessing or using our website, online banking services, or mobile applications, you agree to these Terms and Conditions. Please read them carefully before using our services.
By creating an account, applying for a product, or using our services, you agree to comply with and be bound by these Terms. If you do not agree, you should not use our website or services.
You must be at least 18 years old and legally capable of entering into binding agreements to use our banking products or services.
You are responsible for maintaining the confidentiality of your login credentials and account information. Any activity under your account will be deemed as your own unless reported immediately.
You agree to use our services only for lawful purposes. You must not engage in activities that may harm, disrupt, or misuse our platform, systems, or other users’ accounts.
All deposits and withdrawals must comply with our banking policies and applicable regulations. Interest rates, fees, and limits are subject to change as stated in your product agreement.
Loan approvals are subject to eligibility criteria, credit checks, and documentation. Interest rates, repayment schedules, and penalties for late payments are clearly stated in each loan agreement.
Exchange rates may fluctuate and are determined by market conditions. We are not responsible for losses due to currency conversion rate changes.
We employ advanced security measures to protect your data and transactions. However, you are responsible for securing your devices and not sharing sensitive information.
We strive to ensure uninterrupted access to our online and mobile platforms but do not guarantee that services will always be available or error-free.
World Trust Bank shall not be held liable for indirect, incidental, or consequential damages arising from the use or inability to use our services.
We reserve the right to suspend or close accounts that violate our policies or legal requirements, or if fraudulent activity is suspected.
These Terms are governed by and interpreted in accordance with applicable international banking laws and the jurisdiction where your account is held.
We may modify these Terms at any time. Updated versions will be posted on our website, and continued use of our services means you accept those changes.
For questions about these Terms, please contact:
🌍 www.worldtrustbank.org